Cell Phone Rate Plans

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Have you already picked out your phone? If so, you're limited to the service providers and cellular phone plans you can choose.

Motorola cell phones, for instance, don't carry Sprint service. Finding out which cellular phone plans you can choose will save you a lot of time in your cellular phone comparisons.

Once you've narrowed down the cellular phone plans that you can choose, look online at a few cellular phone comparisons grids. The one at MyRatePlan.com lets you see cellular phone plans for Cingular, Nextel, Sprint, T Mobile and Verizon. It offers cellular phone comparisons for plans by monthly price, and shows each cellular phone's features.

If you prefer to do cellular phone comparisons for yourself, you still need to ask yourself a few important questions. You might even want to set up your own comparison grid alike to MyRatePlans with item that are important to you. Consider these questions:

First, where are you going to be using your phone? If you plan on traveling out of your instant area a lot, you'll want to look specifically for cellular phone plans that offer free or inexpensive roaming.

Second, what time of day are you planning on using your phone? If you need the phone for daytime calls, it won't matter to you much if the cellular phone plans you're looking at offer free nights. If the phone is mainly for long distance, look into the nights and weekends plans to save currency.

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Third, are you going to be using the phone a lot? If you will be replacing your traditional home phone with your cellular phone or if you plan on using it a lot for business, look for cellular phone plans that let you buy a lot of minutes and rollover the minutes you don't use. This means that your minutes won't expire at the end of the month, but accumulate so you can use them in the future.

Fourth, are you going to use your phone only in catastrophes? If you won't be using your phone much, look into prepaid cellular phone plans that lets you buy a few minutes, much like a long distance calling card. The minutes will be more expensive, but you won't be locked into a monthly fee.

Cell phone service providers commonly give you an option of picking a family plan or an personal plan. Family cellular phone plans let you add subscribers to your same service. There can be a fee for each new family member, so watch for that.

If you find a plan that has what you want, check out the service provider home site on the Web. Often you'll find deals there that you won't find anywhere else.

If you don't find just what you're looking for on the cellular phone service web site, call the service provider and ask if they can cut you a deal. They may be offering some promotion that you didn't hear about from other sources. It doesn't hurt to ask.

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